Homeowners Insurance

Owning or renting? We’re here to protect your home along with your valuables. It’s not just stuff. From furniture to electronics and personal effects, hazards don’t have the last say.
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Some value-adds for you:
- If anything should happen, you can be sure of alternative accommodation
- In case of fire or theft, you get an initial payment for your immediate expenses
- The cost of debris removal following a fire is on us
- We take care of fire brigade charges to put out the fire
- We replace your damaged grills after your home has been broken into
- After a fire of burglary, we replace your personal cash up to Kshs 5,000
- Your guest’s effects are covered too
- If you get injured during a burglary, we cover your emergency medical expenses
- If you don’t make a claim in 3 years, we give you a 10% cashback on your premiums
What you get with this cover:
Contents of all description
Personal items
Domestic employees
Third party liability:
Contents of all description
Cover for loss or damage to furniture, electronics, cutlery, crockery, and all other contents of all description resulting from perils in buildings
Personal items
Cover for loss or damage of specified personal effects against all risks, i.e.,
- Cameras
- Mobile phones
- Laptops
- Jewelry
- iPads
- E.D and Plasma TVs
- Electrical installations e.g., DSTV
- Alarm systems
Domestic employees
Cover against legal liability to you the employer from accidental death to your domestic employees while conducting their duties. This includes funeral expenses.
Third party liability:
Cover against legal liability for accidental bodily injury or property damage to someone else in connection with the ownership or employment at the residence.